Life is a series of natural and spontaneous changes. Don't resist them - that only creates sorrow.

Let reality be reality. Let things flow naturally forward in whatever way they like.
                                                                - Lao Tzu

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February 1, 2023


Wish all of you a healthy and prosperous Year of Rabbit!


In a blink, a month is gone in 2023. With the relax of COVID restrictions in HK and China, I really hope the economies and the financial market will be 万象更新 in the very soon future.


During this challenging period of economic recovery, I realize many are just keep on paddling... 战战兢兢... I am helping my former client on fund raising, while enhancing accounting/audit skills. Definitely things are not as easy as before. Yet it is a moment for self reflection and planning for life's direction. During this period I have the opportunity to spend more quality time with family and friends. Many sweet memories have been created. I am thankful.


Lately a few friends emigrated, while some are contemplating. A cousin became a Buddha Master. All these had me thinking and thinking... 放下,就是这样放下。。。我还没能做到。。。


Cheers and LOVE,

Frank Clifford













Certainly, travel is more than the seeing of sights;
it is a change that goes on,
deep and permanent, in the ideas of living.

Miriam Beard

I love traveling, as I want to understand the whole world, the history (the rises and falls of empires), the people (humanity and morality), the culture (arts, food, lifestyles...) ... But most importantly, from the sight of diversity, I discover my stance in this world.


By the age 28, I have been to around 36 countries, lived in 3 major continents. Somehow, an inner voice told me "enough is enough". My travelling life style shall come to a change.


I hope you all find aspiration, hobbies and interest in life.