Life is a series of natural and spontaneous changes. Don't resist them - that only creates sorrow.

Let reality be reality. Let things flow naturally forward in whatever way they like.
                                                                - Lao Tzu

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December 31, 2018


2018 has come to an end; then again, I need to thank my guardian angels for a peaceful and happy year. It is my first full year in the life stage of fatherhood and my son has become my utmost priority, which had me substantially reduced social outings. Yet each one I could make was filled with quality and heart-felt friendship. I did have some challenging moments and problems to resolve during the year, yet insignificant to remember.   Life equilibrium had been reached; I know I am in bliss. Thankful.


Love - I began the year in the embrace of my love one in London. In December during the Sabah trip, my son knowingly initiated to kiss me (first time) after months of playing coy. I could feel the love from my friends and family through out the year. Thankful. Also my family has been staying at an ancestral home of over 150 years old. It supplies a good environment for raising baby. Ancestor sowed and now we reap; I will be passing on the love to the next generation.


Travel - The major trips I had in 2018 were London, Dubai, Seoul, Uzbekistan, Kazastan and Sabah. Each of them were filled with enjoyable moments with friends and family. Thankful. I did travel a few cities in China for work too. So far so good.


Health - My family and I are all healthy. Yet I do notice signs of ageing, an inevitable part of life... Gym has still been a routine part of my life. Maintaining good friendship with personal trainers has kept me enjoying the work out even more.


Career - I changed firm, from a Hong Kong firm to another Chinese firm, yet still working on IPOs. My initial mandate was to improve the dynamics on the team, which had already been done so, so my next task would be to enhance the deal flow and the skill and quality of team mates. Will see how things go then. Hope working environment can be maintained as harmonious as now.


2018 was a good year for me. Hope it was a good one to you, and hope 2019 is going to be better.


Love and kindness.


Frank Clifford






ZOOM. perspective of ourselves        










Certainly, travel is more than the seeing of sights;
it is a change that goes on,
deep and permanent, in the ideas of living.

Miriam Beard

I love traveling, as I want to understand the whole world, the history (the rises and falls of empires), the people (humanity and morality), the culture (arts, food, lifestyles...) ... But most importantly, from the sight of diversity, I discover my stance in this world.


By the age 28, I have been to around 36 countries, lived in 3 major continents. Somehow, an inner voice told me "enough is enough". My travelling life style shall come to a change.


I hope you all find aspiration, hobbies and interest in life.